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With the IBS Interchange @dvantage Rate Plan, your merchant account rates start as low as 1.29% and enables you to accept Visa, Master Card, American Express and Discover Credit Cards as well as all debit cards and check cards. Pin-based debit card processing may also be added to your merchant account. The Interchange @dvantage Rate Plan carries little or no start up costs, a flat monthly fee of $9.95 per month, no monthly minimum and no annual fee.  For qualified merchants, International Bankcard Services also offers a free terminal program, bundled rates for low ticket merchants, and interchange pass through for high volume locations, franchises and associations. 

IBS offers competitive rates for many other industries. 98% approval rate and in most cases same day APPLY HERE.

RETAIL RATES

 

RESTAURANT RATES

 

Service

Rate

Service

Rate

Check/Debit Rate

1.29%

Check/Debit Rate

1.39%

Merchant Discount Rate

1.69%

Merchant Discount Rate

1.79%

Authorization Fee

$0.18

Authorization Fee

$0.20

Application Fee

-

Application Fee

-

American Express Setup Fee

-

American Express Setup Fee

-

Monthly Statement Fee

$9.95

Monthly Statement Fee

$9.95

 

 

 

 

MO/TO  RATES

 

INTERNET RATES

 

Service

Rate

Service

Rate

Merchant Discount Rate

1.99%

Merchant Discount Rate

1.99%

Authorization Fee

$0.25

Authorization Fee

$0.25

Application Fee

-

Application Fee

-

American Express Setup Fee

-

American Express Setup Fee

-

Monthly Statement Fee

$9.95

Monthly Statement Fee

$9.95

Internet Gateway (Ecommerce only)

Setup Fee

 

 

$99.00

Monthly Gateway Fee

$14.95

Per Transaction Fee

$0.10



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International Bankcard Services is a registered ISO and MSP of HSBC Bank USA, National Association, Buffalo, NY.
American Express Services require separate approval.